Digital Financial Literacy and Capability in Financial Decision-Making for Semarang City Students

  • Septian Yudha Kusuma Politeknik Negeri Semarang
  • Maria Theresia Heni Widyarti Politeknik Negeri Semarang
  • Zulaika Putri Rokhimah Politeknik Negeri Semarang
  • Hartono Hartono Politeknik Negeri Semarang
  • Jati Handayani Politeknik Negeri Semarang
DOI: https://doi.org/10.54066/jbe.v9i1.328
Keywords: Financial Digital Literacy, Financial Capability, Financial Decision Making

Abstract

This research aims to analyze further the impact of digital financial literacy on financial decision-making and financial capability on financial decision-making, as well as analyse the mediating role of financial capability in the influence of digital financial literacy on financial decision-making. The sample obtained in this research was 251 respondents using simple random and snowball sampling techniques. The research results show that digital financial literacy has a significant positive effect on financial capabilities and financial capability. At the same time, financial capability is also proven to have a significant positive effect on financial decision-making. Finally, testing the mediating role of financial capability on the relationship between digital financial literacy and financial decision-making also proved to have a significant effect.

Published
2024-01-31
How to Cite
Kusuma, S. Y., Widyarti, M. T. H., Rokhimah, Z. P., Hartono, H., & Handayani, J. (2024). Digital Financial Literacy and Capability in Financial Decision-Making for Semarang City Students. Jurnal Bingkai Ekonomi (JBE), 9(1), 24-33. https://doi.org/10.54066/jbe.v9i1.328
Issue
Vol. 9 No. 1 (2024): Januari 2024: Jurnal Bingkai Ekonomi (JBE)
Section
Articles

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